First home buyers & home loans

Buying your first home is a huge step and quite possibly one of the most important investments you’ll make in your life.

It’s ok if you don’t know where to start, that’s where Mortgage Bliss comes in. We will walk you through the whole process.  Our aim is to make it all as easy as possible so you can enjoy the experience, stress-free!

Mortgage Bliss will help you with:

  • Preparing you for your first home loan
  • Checking if you qualify for Government assisted grants
  • Utilising financial assistance from your family if it is available
  • Getting pre-approval for finance.
  • Making connections with other service providers you may require (lawyers, valuers etc).

    New build or construction

    Looking to build your dream home? Or perhaps you would like to renovate your existing home?

    Financing for building projects can be complex and the lending criteria are often more conservative than purchasing an existing home – this is why engaging with the team at Mortgage Bliss is your best bet for making sure you are ticking all the right boxes and getting the best rates available.

    Mortgage Bliss will assist with:

    • Pre-approval of finance
    • Progressive payments
    • Final draw down
    • Refinancing or equity release

    Refinancing & making changes to your loans

    As life changes, so do you financial needs. We endeavour to keep in touch with you and can assist with reviewing your finance as your needs change.

    We help you get the best rates and terms, and make sure the overall finance structure is working the way you need it to. 

    Changes that can impact your lending requirements  include:

    • Moving house (upgrading, downsizing etc)

    • Home improvements or alterations/extensions

    • Starting a business

    • Investing in more property

    Investment Property Loans

    If you’re looking to start or expand your investment portfolio?

    There are specific lending criteria that you will need to consider and meet. The team at Mortgage Bliss can assist with this process ensuring you have all the information from the outset to make the best financial decisions.

    Mortgage Bliss can help with finance for:

    • Rental property purchases
    • Bridging finance
    • Property development financing

    Business Financing

    If you want to invest in commercial property or purchase a business you need to consider the commercial funding criteria. This isn’t always as straight forward as residential lending, but just as successful and rewarding for the team at Mortgage Bliss. 

    We can provide advice and assistance for:

    • Industrial, commercial and retail property loans
    • Commercial and residential development projects
    • Securing business loans and finance for capital

    Asset finance loans

    Mortgage Bliss also have access to a range of personal loan products for purchases such as car loans or other large purchases. The team at Mortgage Bliss will work closely with you to discuss your options and ensure you can service the debt you incur so as to not put any unnecessary pressure on your day-to-day life.

    Considering personal debt and finance options is also a necessary step when refinancing or securing a home loan. Mortgage Bliss will help you structure your debt in the most cost-effective way.